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About NYMIR

NYMIR’s mission is to provide the most comprehensive property and liability insurance and risk management programs for New York’s municipal governments. NYMIR members own our program and through an elected Board of Governors, our members control the company’s rates, coverages, claims handling and risk management services.

Comprehensive Coverage. Expert Guidance. Ongoing Support.

NYMIR provides New York local governments with a full range of insurance, risk management, and training services designed specifically for the public sector.

Insurance Coverages

Protection tailored to the unique needs of municipalities:

  • General Liability
  • Property Coverage
  • Auto Liability & Physical Damage
  • Equipment Breakdown
  • Crime & Fidelity
  • Cyber Liability
  • Public Officials Liability
  • Law Enforcement Liability

Risk Management & Loss Control

Proactive support to reduce risk and prevent loss:

  • On-site consultations and risk assessments
  • Customized recommendations for operations and facilities
  • Ongoing guidance from experienced loss control professionals

Member Support

Ongoing partnership beyond the policy:

  • Dedicated support team for day-to-day guidance
  • Assistance navigating coverage questions and risk scenarios
  • Personalized service tailored to the needs of each municipality

Training & Education

Practical, no-cost resources for municipal officials via Learn University:

  • Online training and certification tracking
  • Policy templates and guidance
  • Webinars and in-person seminars

Cybersecurity & Value-Added Services

Helping municipalities stay ahead of evolving risks—with tools, training, and expert support.

  • Cybersecurity Support
  • Law Enforcement Risk Reduction
  • Property Appraisal Program
  • Computerized Maintenance Management System (CMMS)
  • Alerts, Bulletins, & Webinars

Claims Management

Experienced, responsive handling when it matters most:

  • Dedicated New York-based claims team
  • Prompt, knowledgeable handling of covered claims
  • Strong defense of claims and litigation support

Knowledgeable

Built for Local Government—By Local Government

  • Governed by Your Peers – Our 13-member Board of Governors is made up of local officials elected by you—ensuring our policies, coverages, and rates reflect your needs.
  • Guided by Statewide Municipal Leaders – NYAOT, NYSAC, and NYCOM founded NYMIR in 1993 and continue to shape our program through advocacy, legal guidance, and training.
  • Managed by Experts in Public Entity Insurance – Wright Public Entity, NYMIR’s program manager since inception, brings decades of experience serving New York’s local governments.

Reliable

Consistent Coverage You Can Count On

  • Here for the Long Term – NYMIR was created exclusively for New York municipalities—offering stable pricing and broad, predictable coverage.
  • Strong Defense of Claims – We aggressively defend against claims and lawsuits with experienced, public-sector-focused counsel.
  • Responsive Claims Handling – Our New York–based team ensures timely, knowledgeable handling of covered claims.
  • Committed to Finding Coverage – When challenges arise, we go above and beyond—because being there for our members matters most.

Proactive

Helping You Stay Ahead of Risk

  • Training & Policy Resources (LEARN Platform) – On-demand training, certifications, and policy tools—all available at no cost to members.
  • Risk Management & Loss Control – On-site consultations and tailored guidance to reduce exposures and prevent loss.
  • Timely Alerts & Webinars – Bulletins, alerts, and live sessions keep you informed on emerging risks impacting local government.

Ownership = Control

A Different Kind of Insurance Model

  • Member-Owned Structure – As a NYMIR policyholder, you’re also an owner—with a voice in coverages, claims, and pricing.
  • Financial Strength & Stability
    • A- (Excellent) rating from AM Best
    • Conservative financial approach since 1993
    • No capital contributions required—and none assessed to date
  • Focused on Your Needs – Our structure allows us to anticipate and respond directly to the evolving challenges of New York municipalities.

Board of Governors

NYMIR’s 13-member Board of Governors is elected by our subscribers and serves as the reciprocal’s advisory committee, pursuant to Article 61 of the New York State Insurance Law. The Board of Governors has the ultimate power and responsibility in the management and control of the affairs of NYMIR.

SPONSORING ASSOCIATIONS

The New York State Association of Counties (NYSAC), the New York Conference of Mayors (NYCOM) and the New York Association of Towns (NYAOT) have important financial and legal responsibilities in their role as NYMIR’s Attorney-in-Fact and are powerful advocates for NYMIR members.

New York’s statewide municipal associations realized the only way to protect municipalities from the cycles and fiscal uncertainties of the traditional insurance marketplace was for local governments to create their own insurance company. The associations advocated for passage of authorizing legislation, successfully secured licensing of NYMIR by the NYS Insurance Department, and remain involved in all aspects of the NYMIR program.

EXECUTIVE DIRECTOR

NYMIR’s sponsoring associations created and fund the Office of the Executive Director. The Executive Director supports the Board of Governors in their role as NYMIR’s Advisory Committee and assists the Attorney-in-Fact in fulfilling its statutory obligations pertaining to executing contracts, conducting business transactions and allocating assets to pay liabilities. The Executive Director also acts as NYMIR’s day-to-day liaison with the management company to ensure that the NYMIR program is responsive to the unique needs of New York’s local governments.

PROGRAM MANAGER - Wright Public Entity

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Summary of Coverages

NYMIR Value-Added Services

Current Members